Genisys Credit Union’s Genius High Yield Checking has been recognized as the nation’s #1 top-yielding checking account by Kiplinger, a personal finance magazine. Earning members an annual percentage yield (APY) of 6.75% along with debit rewards for purchases, the account is a powerful tool for those looking to save and earn. 

“Amid rising costs and economic challenges, Genisys is proud to help our members maximize their savings with Genius Checking. The account is designed to empower members, allowing them to earn more on everyday purchases,” said Jackie Buchanan, President and CEO of Genisys Credit Union. 

Genius Checking is a high-yield, personal checking account that pays cash dividends on account balances up to $7,500 and debit reward points on purchases. The account requirements are simple: no initial deposit or minimum balance requirement, enroll in e-statements, and use your Genisys Debit Mastercard® 10 times a month on purchases of $5 or more, excluding ATM transactions. 

In 2023 alone, the credit union paid millions in dividends to its members, who collectively redeemed 296 million debit reward points for a wide variety of rewards including travel, merchandise, and gift cards, making the Rewards Debit Mastercard® a valuable addition to their financial toolkit.