The Atlantic Federal Credit Union, a community-chartered credit union serving Essex and Union counties in New Jersey, today announced that it has partnered with Upstart, a leading artificial intelligence (AI) lending marketplace, to provide personal loans to new and existing members.

“We are a credit union focused on providing high quality service through digital automation, personal assistance, and market-leading products, which is why we chose to partner with Upstart,” said Jason Reed, Chief Operations Officer for The Atlantic Federal Credit Union. “Upstart has successfully provided our credit union with an opportunity to lend to a wider range of borrowers through an all-digital platform powered by AI and is helping us achieve our lending goals.”

As an Upstart lending partner since September 2021, The Atlantic Federal Credit Union (The Atlantic) is part of the Upstart Referral Network. With the Upstart Referral Network, qualified personal loan applicants on Upstart.com who meet The Atlantic’s credit policies will receive tailored offers as they seamlessly transition into an Atlantic Federal Credit Union-branded experience to complete the online member application and closing process.

“We are excited to be partnering with The Atlantic Federal Credit Union to provide a modern, all-digital personal lending experience to more people,” said Michael Lock, SVP of Lending Partnerships for Upstart. “Through the Upstart Referral Network, The Atlantic is leveraging Upstart’s AI lending platform to serve new and existing members while expanding access to affordable credit."

To learn more about The Atlantic Federal Credit Union and the partnership with Upstart, please watch the webinar, “Driving Member Engagement & Growth during Uncertain Times with AI: A Case Study with The Atlantic Federal Credit Union.” To learn more about Upstart for Credit Unions and the Upstart Referral Network, please watch this video.