In July, United States Senate Federal Credit Union (USSFCU) made big moves with increases on almost every Share Certificate tier level. The biggest increase was to the 5-Year Certificate with a whopping jump of 1.2 basis points sending the rate soaring to 2.28% APY*. These rate moves by the Credit Union catapulted USSFCU to having rates 40% higher than the national average.

2.28% APY* – 5-Year Certificate /IRA/ROTH

Share Certificate 2.28% APY

2.02% APY* – 4-Year Certificate /IRA/ROTH

1.77% APY* – 3-Year Certificate /IRA/ROTH

1.51% APY* – 2-Year Certificate /IRA/ROTH

1.26% APY* – 1-Year Certificate /IRA/ROTH

A similar increase was made on the Bump Certificate, which saw the biggest jump on the 5-Year with another 1.2 basis points increase, launching the 5-Year Bump Certificate ($60k+) to 2.17% APY. With rates consistently on the rise, this may be the best option to lock in now and bump up once the rates peak.

2.17% APY* – 5-Year Bump Certificate/IRA/ROTH

1.92 % APY* – 4-Year Bump Certificate/IRA/ROTH

1.66% APY* – 3-Year Bump Certificate/IRA/ROTH

Increases were also made to all Money Market tier levels. Click here to see all tiers levels and to view all USSFCU rates.