Texas Bay Credit Union Selects Upstart for Personal Lending

Texas Bay Credit Union, a credit union and community development financial institution (CDFI) serving the greater Houston market, today announced that it has partnered with Upstart, an artificial intelligence (AI) lending platform, to provide personal loans to more members.

“As a CDFI credit union in the heart of the fastest growing metropolitan area in the country, Texas Bay looks for innovative, inclusive lending solutions that best meet the financial needs of our members,” said Bret Hoda, Vice President of Lending for Texas Bay Credit Union. “Through our partnership with Upstart, Texas Bay is able to reach and help more potential members across the greater Houston area to deliver ‘Wow’ experiences through personal lending.”

Texas Bay Credit Union became an Upstart Referral Network lending partner in March 2022. With the Upstart Referral Network, qualified personal loan applicants on Upstart.com who meet Texas Bay’s credit policies will receive tailored offers as they seamlessly transition into a Texas Bay-branded experience to complete the online member application and closing process.

“We are thrilled to partner with Texas Bay to help them drive more inclusive lending across the Houston area,” said Michael Lock, SVP of Lending Partnerships for Upstart. “As part of the Upstart Referral Network, Texas Bay can qualify and gain more members while delivering a fast, all-digital lending experience powered by AI."

To learn more about Upstart for Credit Unions and the Upstart Referral Network, please watch this video.