In 2025, TBA Credit Union (TBACU) saved its members $1,005,575 through its continued commitment to maximizing member savings. This total reflects the credit union’s strategic efforts, including refinancing high‑rate loans from other financial institutions and offering free personal and business checking accounts.
“These savings represent more than a number, they reflect the trust our members place in us,” said Karen Browne, President and CEO. “We’re proud to stand beside our members, offering solutions that lighten their financial load and strengthen their financial confidence.”
TBACU’s SAMM (Saving All Members Money) number is released annually to highlight the value the credit union delivers to its membership and the broader community. The amount measures savings generated through competitive loan rates, reduced fees, and member‑focused financial products and services.
A $370 million (assets) credit union, TBA Credit Union provides financial services to over 20,000 members across the State of Michigan. In addition to two branches and a call center located in Traverse City, TBA Credit Union members have access to over 30,000 surcharge-free ATMs nationwide through the CO-OP Network and over 300 Xtend Shared Branching locations.