Advocacy
Welcome to our
Advocacy Section!
Stay informed with the latest in regulations, legislation, and public relations (PR) opportunities impacting credit unions. Our goal is to ensure you’re up to date and empowered to make your credit union’s voice heard, whether on Capitol Hill or in mainstream media or various niche outlets. We offer valuable resources and opportunities for credit union PR, helping you effectively communicate and promote your credit union’s and all credit unions’ interests. And don’t forget to check out the charities and causes we’re supporting, including Look Before You Lock. Post signs and wear stickers that remind your members to LOOK for children or pets before they’re locked up in their hot car. Whether you’re looking to provide input on new regulatory changes or seeking ways to enhance brand awareness or a new cause to support, our Advocacy Section is here to help!
NCUA Issues Notice of Voluntary EGRPRA Review
The National Credit Union Administration (NCUA) today announced the next step in its plans to voluntarily review agency regulations to identify rules that are outdated, unnecessary, and unduly burdensome to federally insured credit unions. This effort aligns with the federal government’s commitment to efficiency and the NCUA’s continued efforts to reduce regulatory burden on credit unions.
The review, which will be conducted over the course of approximately two years, is part of the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) of 1996. While the NCUA is not statutorily required to undertake the review, NCUA has elected to participate in the decennial review process.
CDFI Fund Seeks Public Comment on Certification of Material Events Form
The U.S. Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on continuing information collections, as required by the Paperwork Reduction Act of 1995. Currently, the Community Development Financial Institutions Fund (CDFI Fund), U.S. Department of the Treasury is soliciting comments concerning the Certification of Material Events Form.
The Certification of Material Events Forms are required per all Assistance, Award, Allocation, Certification, and Bond Loan Agreements. The form must be submitted when an entity experiences an organizational change that may lead to or actually cause a violation of any terms and conditions of their Agreement, or violations of any relevant regulations, or laws. Additionally, certified Community Development Financial Institutions and Community Development Entities must report any condition or event that may cause the entity to no longer meet one or more certification criteria.
Key Updates Include:
Modifications were made to the Material Events Form to reflect new program policies, changes to existing Agreements and to reflect OMB recommendations.
Comments must be received no later than 60 days after the date of publication of the Federal Register notice. Comments should be submitted electronically via the e-Rulemaking Portal: www.regulations.gov.
Questions related to the Notice and Request for Public Comment can be directed to Trefor Henry, CDFI Fund, U.S. Department of the Treasury, 1500 Pennsylvania Avenue, NW, Washington, D.C. 20220, or by email to ccme@cdfi.treas.gov. Other information regarding the CDFI Fund and its programs may be obtained on the CDFI Fund website at https://www.cdfifund.gov.
Related Materials:
Certification of Material Events Form (For Comment)
A Notice by the Consumer Financial Protection Bureau on 06/02/2025 with a comment period ending 07/02/2025.
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB) requests the Office of Management and Budget’s (OMB’s) extension for the existing information collection titled “Electronic Fund Transfer Act (Regulation E)” approved under OMB Control Number 3170-0014.
DATES:
Written comments are encouraged and must be received on or before July 2, 2025 to be assured of consideration.
ADDRESSES:
Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to www.reginfo.gov/public/do/PRAMain. Find this particular information collection by selecting “Currently under 30-day Review—Open for Public Comments” or by using the search function. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information should be directed to Anthony May, Paperwork Reduction Act Officer, at (304) 481-5511, or email: CFPB_PRA@cfpb.gov. If you require this document in an alternative electronic format, please contact CFPB_Accessibility@cfpb.gov. Please do not submit comments to these email boxes.
ABSTRACT
The Electronic Fund Transfer Act (EFTA), 15 U.S.C. 1693 et seq., requires accurate disclosure of the costs, terms, and rights relating to electronic fund transfer (EFT) services and remittance transfer services to consumers. Entities offering EFT services must provide consumers with full and accurate information regarding consumers’ rights and responsibilities in connection with EFT services. These disclosures are intended to protect the rights of consumers using EFT services, such as automated teller machine (ATM) transfers, telephone bill-payment services, point-of-sale transfers at retail establishments, electronic check conversion, payroll cards, and preauthorized transfers from or to a consumer’s account. EFTA also establishes error resolution procedures and limits consumer liability for unauthorized transfers in connection with EFT services. EFTA and Regulation E impose disclosure and other requirements on issuers and sellers of gift cards, gift certificates, and general-use prepaid cards. Further, EFTA and Regulation E provide protections for consumers in the United States who send remittance transfers to persons in a foreign country. It also provides comprehensive protections for consumers who use “prepaid accounts.” Tailored provisions governing disclosures, limited liability, error resolution, and periodic statements added new requirements regarding the posting of account agreements. Additionally, Regulations E regulates overdraft credit features offered in connection with prepaid accounts.
REQUEST FOR COMMENTS
The CFPB published a 60-day Federal Register notice on March 10, 2025 (90 FR 11600) under Docket Number: CFPB-2025-0009. The CFPB is publishing this notice and soliciting comments on: (a) Whether the collection of information is necessary for the proper performance of the functions of the CFPB, including whether the information will have practical utility; (b) The accuracy of the CFPB’s estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be reviewed by OMB as part of its review of this request. All comments will become a matter of public record.
NCUA Invites Stakeholder Feedback on Operations and Initiatives
National Credit Union Administration Chairman Kyle S. Hauptman invited stakeholders to provide suggestions and feedback on the agency’s operations and initiatives to aid in developing the NCUA’s 2026–2030 Strategic Plan, which guides the agency’s operational and budgetary priorities.
“As we reimagine the NCUA, I invite the public to review the NCUA’s 2022–2026 Strategic Plan and encourage you to provide your feedback and ideas,” Chairman Hauptman said. “Tell us what’s overly burdensome, what could be done better or quicker, and what do you think NCUA is doing that is not creating value.”
NCUA Supervisory Priorities for 2025 under Chairman Kyle Hauptman include:
- Credit Risk: Loan growth moderated during 2024 while overall delinquencies and charge-offs increased, especially concerning are credit cards.
- Balance Sheet Management and Risk to Earnings and Net Worth: The primary market risk element right now is interest rate risk.
- Cybersecurity: Credit unions must proactively manage information security programs and continuity of operations plans and conduct ongoing due diligence of critical service providers.
- Consumer Financial Protection: The NCUA will review consumer protection compliance during every FCU exam.
Read the full Supervisory Priorities at NCUA.gov.
One Big Beautiful Bill Act
Introduced by Representative Jodey C. Arrington, this tax reconciliation bill that contains provisions that impact credit unions. The bill addresses an excise tax on remittances and introduces “Trump Accounts,” which are savings plans work in a similar manner to 529 plans and which credit unions may be able to offer through CUSOs. To share your credit union’s stance on this bill, contact your senators and representatives.
GENIUS Act of 2025
This bill, introduced by Senator Bill Haggerty, aims to establish a federal regulatory framework for the issuance and use of stablecoins, which are cryptocurrencies designed to maintain a stable value relative to a fixed amount of another type of asset. To share your credit union’s stance on this bill, contact your senators and representatives.
TRAPS Act
U.S. Senators Mike Crapo (R-ID) and Mark Warner (D-VA) introduced the Task Force for Recognizing and Averting Payments Scams (TRAPS) Act, a bipartisan effort to address the alarming rise in payment fraud. The legislation aims to strengthen protections for consumers—particularly vulnerable populations like military families—by enhancing coordination among financial institutions and law enforcement.
H.R.975 – Credit Union Board Modernization Act
Matching Senate Bill S.522 – A bill to amend the Federal Credit Union Act to modify the frequency of board of directors meetings, and for other purposes
A bill introduced by Sen. Bill Hagerty (R-Tenn.) aims to alter the frequency of board of directors meetings required by the Federal Credit Union Act. To share your credit union’s stance on this bill, contact your senators and representatives.
S.381 – A bill to amend the Truth in Lending Act to cap credit card interest rates at 10%
S.J.Res.18 – A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Overdraft Lending: Very Large Financial Institutions”
A resolution introduced by Sen. Tim Scott (R-SC) disapproving the rule submitted by the Bureau of financial protection relating to “Overdraft Lending: Very Large Financial Institutions”. To share your credit union’s stance on this bill, contact your senators and representatives.
New York Post inquiry on safest and best crypto wallets
Name: Ariel Zilber
Email: reply+3e5db742-b1c8-459f-a72e-0b0a3ba444a0@helpareporter.com
Media Outlet: New York Post (https://nypost.com)
Query:
I’m Ariel Zilber, a business reporter with the New York Post. I’m putting together a story on cryptocurrency wallets and would value your insights as an expert in the space. Could you briefly comment on the following questions? What is considered the safest crypto wallet right now? Is Trust Wallet a good and secure option? What is the best overall crypto wallet for beginners or long-term holders? How does someone go about getting a crypto wallet? Is Best Wallet Crypto a legitimate and safe service? Do you have a recommended list of the best crypto wallets currently available? Any input you can provide would be greatly appreciated. My deadline is ASAP. Best regards, Ariel Zilber Business Reporter New York Post azilber@nypost.com (212) 930-8595
Citi Flex Loans and Alternatives
Name: Lena Borrelli
Email: reply+87dc80fd-fc78-4146-8d99-234c2a3595fa@helpareporter.com
Media Outlet: ConsumerAffairs (https://www.consumeraffairs.com)
Deadline: 12:00 PM ET – 18 July
Query:
How Legislative Updates to 529 Plans Could Impact Tech Professionals
Name: Nick Kolakowski
Email: reply+24e5189c-5965-4b81-9d08-156a64b07020@helpareporter.com
Muck Rack URL: https://muckrack.com/nick-kolakowski
Media Outlet: CompTIA (https://www.comptia.org/en-us)
Deadline: 10:21 AM ET – 20 July
Query:
Ai and technology experts
Our audience is seeking to gain valuable insights about the Artificial Intelligence sector. Join us for an interview about the latest from the AI integration. Our international network is looking for thought leaders to unpack the trends & spends of the space from your perspective
Ticker News
Deadline: 30 December 2025
How AI is Changing Business?
Ticker News is looking for business leaders, consultants, and innovators using AI to transform how we work. Whether it’s streamlining workflows, enhancing customer experience, or creating smarter teams — we want your take. Join us for a short interview streamed globally. Strong g
Ticker News
Deadline: 30 December 2025
Experts: How is remote work rewiring business?
The 9–5 is evolving fast. Ticker is seeking experts on digital nomadism, hybrid work models, and remote team management. Your insights could feature on our international broadcast — and kick off a broader conversation on the future of work.
Ticker News
Deadline: 30 December 2025
Leading Through Change – Executives Wanted
Whether you’re a CEO, coach or people leader — we want to hear how you’re navigating change, culture and crisis. Join Ticker News for a short interview to share your leadership strategies with a global business audience.
Ticker News
Deadline: 30 December 2025
Expert for comment on the latest cyber threats
We’re seeking cybersecurity pros and AI safety experts to break down real-world risks and how to prepare. Appear on our global network to inform businesses and consumers — and showcase your expertise to an audience that matters.
Ticker News
Deadline: 30 December 2025
Property experts to decode market trends – i/view sought
Ticker News is looking for mortgage brokers, real estate analysts, and property experts to decode market trends. Whether it’s rates, regulations or investment strategies — join us on air to share your expertise.
Ticker News
Deadline: 30 December 2025
Experts in finance and technology for i/view
Our audience is seeking to gain valuable insights about the Fintech sector. Join us for an interview about the latest from Financial technology services. Our international network is looking for thought leaders to unpack the trends & spends of the space from your perspective.
Ticker News
Deadline: 31 December 2025
How Remote Work Is Rewriting Business – Join the Conversation
The 9–5 is evolving fast. Ticker is seeking experts on digital nomadism, hybrid work models, and remote team management. Your insights could feature on our international broadcast — and kick off a broader conversation on the future of work.
Ticker News
Deadline: 31 December 2025
Fintech, Crypto, and the Future of Money – Talk to Ticker
What’s next for global finance? We’re seeking economists, fintech founders, and money experts to unpack key shifts in banking, digital payments, crypto and inflation. Appear on our global broadcast and connect with our audience of investors and innovators.
Ticker News
Deadline: 31 December 2025
Cloud Computing Expert
Our audience is seeking to gain valuable insights about the cloud computing sector. Join us for an interview about the latest from the digital retail sector. Our international network is looking for thought leaders to unpack the trends & spends of the space from your perspective.
Ticker News
Deadline: 31 December 2025
Cryptocurrency Bitcoin experts
Our audience is seeking to gain valuable insights about the Cryptocurrency sector. Join us for an interview about the latest from the digital dollar services. Our international network is looking for thought leaders to unpack the trends & spends of the space from your perspective
Ticker News
Deadline: 31 December 2025
Cyber security experts
Our audience is seeking to gain valuable insights about the cybersecurity sector. Join us for an interview about the latest from the cybersecurity sector. Our international network is looking for thought leaders to unpack the trends & spends of the space from your perspective.
Ticker News
Deadline: 31 December 2025
Finance and economic experts for i/view
Ticker News
Deadline: 31 December 2025
Look Before You Lock
Look Before You Lock is a campaign designed to remind people to double-check their car for any children or pets before locking their cars and heading into work or the store. Children and pets locked in cars can easily succumb to heat, potentially causing serious injury or death. This campaign is designed to give people that reminder that could save a life.
Each image is FREE for you to download.
Be sure to add your credit union’s logo!
Melanoma Research Alliance
A Message from The Credit Union Connection Founder/CEO Sarah Snell Cooke
I have a redhead’s complexion, and I used to get sunburnt ALL THE TIME. Didn’t matter that I would spray on SPF 30 in between outdoor sporting matches/games/heats – volleyball, softball, soccer, swimming – you name it.
In July of 2023, I was diagnosed with stage 3A melanoma. Fortunately, I was living in Maryland at that time and found incredible doctors at Johns Hopkins to cut ‘Bob’ out of my arm and lymph nodes, and then zap him with immunotherapy juice.
In December 2024 I had my last treatment, and now Bob is NED – as in No Evidence of Disease. I hope you’ll support this worthy cause with me, either by spreading the word or by donating today.
Credit Union for Kids
Credit Unions for Kids is a charitable foundation that supports the Children’s Miracle Network Hospitals. These hospitals provide care for patients, advance treatment and research for illnesses, and much more. The Credit Union Connection fully supports this organization because credit unions are about more than just money.
For every dollar donated to a Children's Miracle Network Hospital...
25%
Goes to advancement services to support innovative programs and services.
17%
Helps to provide charitable care to patients.
12%
Supports research & treatments for how we care for children.
25%
Provides patient services to ensure children are physically, mentally, & emotionally healthy.
6%
Provides education services for patients, families, & the community.
15%
Goes to improve life-saving equipment.
Source: Based on estimates provided in response to the 2020 Children’s Miracle Network Hospitals Impact Society
American Foundation for Suicide Prevention
Suicide is the 11th leading cause of death in the United States, claiming more than 49,000 lives in the year 2023 in addition to an estimated 1.5 million attempts.
The Credit Union Connection supports the American Foundation for Suicide Prevention as they help raise awareness and provide resources to those struggling with suicide and suicidal thoughts, plus their loved ones. The AFSP hosts several walks for suicide prevention awareness across the country. Sign up for yours today!
Purple Bridges
