Rogue Credit Union announced financial results for the fourth quarter of 2025, reflecting strong growth across key performance measures, driven in part by its merger with Members 1st Credit Union. Total assets increased to $4.2 billion, representing an annualized growth rate of 16.15%. The credit union also enjoyed a return on assets of 1.02% and continued membership growth, now serving more than 239,000 members throughout Oregon, Idaho and Northern California. Rogue Credit Union’s financial strength also continued to build, closing the year with a net worth ratio of 10.21%, well above the regulatory requirement of 7.00% to be considered “well-capitalized.”
In 2025, Rogue Credit Union expanded its product offerings to better serve members and businesses, while also returning meaningful value directly to its membership. Through its summer auto promotion, the credit union returned nearly $1 million in cash to members’ high-yield Ownership Accounts, reinforcing its commitment to member service and financial well-being.
In addition, Rogue introduced a new Visa Signature Rewards credit card, delivering enhanced benefits and flexible rewards options with up to 4% cash back. It also launched MyRewards Checking, a new checking account designed to help members do more with their everyday banking and a high-yield MyMoney Market Account. Rogue also grew its CU at Work program, partnering with local businesses to provide on-site financial education, exclusive benefits and personalized support for employees, further strengthening its role as a trusted financial partner in the communities it serves.
| Rogue Credit Union | Q4 – 2025 | Q4 – 2024 |
| Total Assets | $4,200,280,344 | $3,616,311,093 |
| Asset Growth (annualized) | 16.15% | 7.54% |
| Total Loan Portfolio | $2,505,770,421 | $2,139,145,462 |
| Loan Growth (annualized) | 17.14% | 9.35% |
| Membership Size | 239,425 | 212,589 |
| Traditional Membership Growth (annualized) | 15.98% | 3.85% |
| Return on Assets (annualized) | 1.02% | 0.70% |
| Net Worth | $435,837,664 | $354,700,426 |
| Net Worth Ratio | 10.21% | 9.72% |
In addition to strong financial performance, Rogue Credit Union remained deeply invested in strengthening the communities it serves throughout 2025. The credit union gave back more than $1 million to local communities last year, including $31,500 in scholarships and a record-breaking donation of $349,879 to Children’s Miracle Network Hospitals.
Members and team members fundraised throughout the year to support these community development efforts, with popular fundraisers including Give+Save and Change a Child’s Life Week. In total, Rogue partnered with more than 200 organizations through sponsorships, donations and volunteer support, continuing longstanding partnerships and laying the foundation for new initiatives.
In November, Rogue received full regulatory approval for its merger with Members 1st Credit Union, with the full system merger to be completed in 2026. This merger will expand access to products and services in Northern California, with five additional full-service branches folding into the Rogue brand.
Rogue “Community” Rally also returned in 2025. From July through October, Rogue Credit Union reinforced its commitment to community impact through its fourth annual Rogue Rally, a signature volunteer initiative that engaged more than 600 team members and generated over 1,300 hours of service. Together, the credit union supported 36 local organizations, including schools, parks and food pantries. Throughout the year, Rogue Credit Union team members contributed 12,863 volunteer hours to local community organizations.
In 2025, Rogue Credit Union earned national, regional and local recognition that underscores its commitment to exceptional member service, community impact and workplace excellence. The credit union was named a Forbes Best-In-State Credit Union in Oregon and recognized by Newsweek as one of America’s Best Regional Banks and Credit Unions, reflecting its strong performance and member trust.
Locally, Rogue was honored as Best Financial Institution in the Rogue Valley Times Best of the Rogue Valley Awards, Best Credit Union in the Best of Southern Oregon Awards, Best Bank inSouthern Oregon Magazine’s Readers’ Choice awards, and Business of the Year by the Eagle Point Chamber of Commerce. In addition, Rogue was named one of Oregon Business’ 100 Best Companies to Work for in Oregon, ranking No. 15, and received the Employee Experience Award from GoWest Credit Union association, highlighting its dedication to creating an exceptional workplace culture.
Together, these achievements reflect Rogue Credit Union’s continued focus on delivering value, strengthening communities and investing in the long-term financial success of its members. As Rogue looks ahead, the credit union remains focused on helping individuals, families and businesses thrive—today and into the future.