Scienaptic AI today announced a strategic partnership with Tristate Collaborative, aimed at empowering credit unions across Wisconsin, Montana, and Minnesota with advanced AI-driven underwriting capabilities, enabling more inclusive lending while enhancing automation and improving the member experience.
Tristate Collaborative, LLC, formed by The Minnesota Credit Union Network, Montana’s Credit Unions, and the Wisconsin Credit Union League, establishes strategic endorsement relationships with partners to help their credit unions best serve their members. Together, Tristate Collaborative represents 246 credit unions with over $110 billion in assets, serving approximately 6 million consumer members across Wisconsin, Montana, and Minnesota.
The partnership underscores Scienaptic AI and Tristate Collaborative’s shared vision of empowering credit unions with advanced technology to better serve their members and strengthen financial inclusion.
“This partnership is about empowering credit unions to extend credit access to underserved members, enhancing financial inclusion and improving member experience,” said Kris Jacobsen, VP Business Development of Tristate Collaborative. “By integrating Scienaptic’s AI-driven decisioning, our credit unions can make smarter, recession-resilient lending decisions while enhancing operational efficiency.”
Chandan Pal, Chief Marketing Officer at Scienaptic AI, added, “At Scienaptic, we are driven by the mission of democratizing credit access. Our partnership with Tristate Collaborative equips credit unions with the AI tools needed to expand financial inclusion, maintain robust underwriting during economic uncertainty, and deliver faster, frictionless member experiences. Together, we are setting a new standard for intelligent, inclusive lending.”