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Is buy now pay later the next scourge on consumer finances? 

Many consumers using Buy Now Pay Later products are avoiding taking on credit. The problem is they actually are still taking on debt. They just don\’t have the opportunity to boost their credit scores by doing well and paying off debt, and many of those consumers also end up taking out a loan or overdrawn their accounts just to pay off the Buy Now Pay Later.

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Why the 2021 Economic Situation is Oddly Disastrous

The COVID-19 pandemic and the government response to it has no doubt wreaked havoc on the economy. But the consequences are relatively unique to this current circumstance compared to past economic woes. According to a memo released by the Bureau of Labor Statistics on October 12th, there are currently, in the United States, 10.4 million jobs that are needing to be filled.

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