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Lafayette Federal Credit Union Selects Lenders Cooperative to Advance Commercial Lending Capabilities

Lenders Cooperative announced today that Lafayette Federal Credit Union has chosen its platform to modernize and enhance the credit union’s commercial lending operations. This partnership will enable Lafayette to automate workflows, improve efficiency, and better serve its small business members. In addition to adopting Lenders Cooperative’s comprehensive lending platform, Lafayette Federal Credit Union has engaged […]

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RTP® Network Hits $481 Billion in Q2 as Higher-Value Instant Payments Surge

Payment value on the RTP® network increased 195% in Q2, as businesses and financial institutions embrace larger, faster transactions. Instant payments adoption is accelerating—and payments are getting bigger. In Q2 2025, the RTP® network, the largest instant payments system in the United States operated by The Clearing House that averages 1.18 million payments each day, processed

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The Velera Payments Index: July 2025

Today, Velera published the July edition of the Velera Payments Index: Consumer spending remained slow in June, with debit card activity declining from its peak in January as the downward trend continues. Inflation has started to impact consumer prices, as the CPI rose 0.3% in June. Tariff-sensitive goods, including furniture, toys and clothing, posted higher prices in June, with consumer

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Towpath Credit Union Transforms their Digital Banking Experience with Alkami’s Solution

Ohio-based credit union modernizes member experience with full-scale conversion, boosting product adoption, revenue growth, and efficiency ratio Alkami Technology, Inc. announced that Towpath Credit Union (Towpath) has successfully completed a comprehensive digital transformation using the Alkami Digital Banking Platform. The credit union, headquartered in Northeast Ohio, executed a full conversion, replacing its core, digital banking, loan

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BankSocial’s Becky Reed shares how credit unions can prep for stable coins

On this episode of The Credit Union Connection, host Sarah Snell Cooke sat down with the COO of BankSocial, Becky Reed, to discuss the growing popularity of stablecoins and their potential to disrupt the traditional payments space. Becky first came upon blockchain when forming Pure IT, a CUSO that the credit union she ran at

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Inclusiv Launches Groundbreaking Initiative to Help Small Businesses in New York State

Applications are Now Open for Inclusiv Business Forward to Connect Entrepreneurs with Affordable Loans through CDFI Credit Unions  Inclusiv is proud to officially announce Business Forward, a new small business lending initiative made possible by a $5 million investment from New York State Empire State Development (ESD) through the State Small Business Credit Initiative (SSBCI).

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United Financial Credit Union Selects AlgebrikAI’s Comprehensive Consumer Lending Suite, Algebrik One

Becomes one of the first 10 clients to join Algebrik AI’s elite early adopters Algebrik AI today announced that United Financial Credit Union has selected Algebrik AI’s complete agentic AI-powered lending origination suite called Algebrik One —including its Digital Account Opening, Lender’s Cockpit aka Loan Origination System (LOS), Omni-channel Point-of-Sale (POS), AI Decision Engine, and Portfolio Analytics modules —to power

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How Alternative Data in Credit Is Reshaping Risk and Opening Doors

Subramanian Narayanaswamy, Financial Services Risk Management Executive Credit is the bloodline of our economy. Yet, for 22 million Americans in 2022 per TransUnion, that lifeblood flows sluggishly – if at all. These thin- or no-file consumers are often invisible to traditional credit scoring models despite potentially being reliable borrowers. But a decisive shift is underway,

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Spreading knowledge for brand awareness, career and leadership development, and the plethora of business partners that can help credit unions remain relevant. Oh, yeah, and we actually have a personality.

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