The Home Mortgage Disclosure Act (HMDA)
The Home Mortgage Disclosure Act (HMDA) requires credit unions meeting certain criteria to compile and disclose mortgage loan application data. […]
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Home Mortgage Disclosure Act Data Requirements
If your credit union makes residential mortgage loans and meets all four criteria outlined below…
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CFPB Mortgage Report Finds Jumps in Closing Costs and Denials for Insufficient Income, Growing Proportion of Cash-Out Refinances
Overall mortgage lending falls amid significant rise in interest rates and discount points
FFIEC Announces Availability of 2022 Data on Mortgage Lending
The Federal Financial Institutions Examination Council announced the availability of data on 2022 mortgage lending transactions reported under the Home Mortgage Disclosure Act by 4,460 U.S. financial institutions, including banks, savings associations, credit unions, and mortgage companies.
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